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What is Apple Card? What are the characteristics? Can it be used in Vietnam?

December 28, 2023 by admin Category: Tech

You are viewing the article What is Apple Card? What are the characteristics? Can it be used in Vietnam?  at Tnhelearning.edu.vn you can quickly access the necessary information in the table of contents of the article below.

Besides electronic devices like the iPhone and MacBook, Apple also entered the credit card market with its Apple Card product. So what is Apple Card and what can it do? Let’s find out with Tnhelearning.edu.vn now!

Table of Contents

  • What is Apple Card?
  • Features on Apple Card
  • Advantages and disadvantages of Apple Card
  • Is Apple Card secure?
  • When can Apple Card be used?

What is Apple Card?

Apple Card is a new credit card from Apple’s product line announced during Apple’s Show Time event on March 25, 2019 , at the Steve Jobs Theater in Cupertino, California.

What is Apple Card? What are the characteristics? Can it be used in Vietnam?

It’s the first mobile credit card that’s tightly integrated into the iPhone Wallet app and offers exclusive cash-back benefits on Apple-related purchases.

Features on Apple Card

Clearly declare expenses

Apple Card will show you clear numbers on expenses, payment dates, payment locations and debts.

Kê khai rõ ràng các khoản chi tiêu

Using Engine Maps

Apple also uses E ngine Maps to link a payment to the relevant company so you know exactly where your payment is going.

Divide your expenses into separate categories

Apple will allocate spending into different categories , like “Food and Drinks”, “Shopping and Entertainment” (shopping and entertainment),… You can see how much you’ve spent. How much you spend each week or month, and track spending by item.

Tổ chức chi tiêu thành các hạng mục riêng

Weekly and monthly spending summary

The total amount you spend will be summarized by week or month. From there, Apple Card makes it easy to spot your spending trends and help you consider future spending decisions.

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Tóm tắt chi tiêu hàng tuần và hàng tháng

Daily cash supply

Apple Card gives you daily cash , and there’s no limit to how much you can get, so you can spend with a tap on whatever you want.

Payment time management

In addition, Apple Card has a section that allows you to calculate how long it will take to pay off a credit card debt. You can also set up weekly or biweekly payments to match payments.

Quản lí thời gian thanh toán

Advantages and disadvantages of Apple Card

Advantage

Cashback offer

Apple Card is a cash-back credit card that offers 2% cash back on all purchases when you pay with Apple Pay, 1% cash back when you pay with a physical card, and 3% cash back when you pay with a physical card. purchases directly from Apple, including iTunes digital media.

Hoàn lại tiền

No fees

The advantage of Apple Card is that it eliminates a wide range of fees compared to regular credit cards: No late fees, no annual fees, no international fees, and no overage fees. In particular, if users are unable to pay their credit card balances back, they can plan to pay for many months.

Use globally

Apple Card is a partnership product between Apple and Goldman Sachs and Mastercard. This means that Apple Card will be accepted worldwide.

Sử dụng trên toàn cầu

Defect

Depends on iPhone

The fact that the Apple Card is still dependent on the iPhone may reduce the usefulness and convenience of this card.

This means that if you lose your iPhone, or they run out of battery or malfunction, you won’t be able to pay your balance or access your account.

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Phụ thuộc vào iPhone

Is Apple Card secure?

Apple also ensures the security of this card: each transaction will be authenticated with Face ID or Touch ID and a one-time security code. Apple also doesn’t know detailed data about users’ transaction activity, like where they shop and how much they pay.

bảo mật In addition, Apple and Goldman Sachs – the issuing bank will also never share or sell your data to third parties for marketing or advertising.

When can Apple Card be used?

You’ll be able to use Apple Card in apps, on online websites, and in physical stores, anywhere in the world that accepts MasterCard cards will accept Apple Card.

In Vietnam, Apple Card cannot be used at the moment. However, it is expected that in the near future, Vietnamese iPhone users can experience this extremely interesting service.

Above is information about Apple Card and the function of this service that Tnhelearning.edu.vn shares with you. If you have any questions, please leave a comment below the article.

Thank you for reading this post What is Apple Card? What are the characteristics? Can it be used in Vietnam? at Tnhelearning.edu.vn You can comment, see more related articles below and hope to help you with interesting information.

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