How to Transfer Money to PayPal

X

This article is co-authored by a team of editors and trained researchers who confirm the accuracy and completeness of the article.

The wikiHow Content Management team carefully monitors the work of editors to ensure that every article is up to a high standard of quality.

This article has been viewed 161,002 times.

You can use PayPal to send and receive money worldwide over the Internet, limiting paper transactions. You can transfer money to your PayPal balance via your bank account or credit/debit card linked to your PayPal account. Now with PayPal Cash, you can transfer money at any point of sale in the United States.

Table of Contents

Transfer money from Bank Account

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/8/89/Add-Money-to-PayPal-Step-1-Version-3.jpg/v4-728px-Add-Money- to-PayPal-Step-1-Version-3.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/8/89/Add-Money-to-PayPal-Step-1- Version-3.jpg/v4-728px-Add-Money-to-PayPal-Step-1-Version-3.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight” :551,”licensing”:”<div class=”mw-parser-output”></div>”}

See PayPal Wallet. ^{[1] X Research Sources} Before transferring money from a bank account, you need to link that account to PayPal. Go to paypal.com , log into your PayPal account and click on the “Wallet” link at the top of the page. You’ll see that link between the “Send & Request” and “Shop” buttons.

The ability to link accounts in each country is different. There are many countries that do not allow you to connect your bank account to PayPal.
If you don’t have a bank account, you can use PayPal My Cash. This is a service that allows you to transfer money to PayPal by depositing cash at the counter. You can use this to convert cash to cash in PayPal. See the next section for more details.
You cannot transfer money to a PayPal account by linking a credit card. The card can only be used for shopping, but cannot transfer money to PayPal balance. You can only transfer money from your bank account, debit card or using PayPal Cash.

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/d/da/Add-Money-to-PayPal-Step-2-Version-3.jpg/v4-728px-Add-Money- to-PayPal-Step-2-Version-3.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/d/da/Add-Money-to-PayPal-Step-2- Version-3.jpg/v4-728px-Add-Money-to-PayPal-Step-2-Version-3.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight” :551,”licensing”:”<div class=”mw-parser-output”></div>”}

Click on “Link a bank” to add a bank. Click on “Link Bank Account” to see a list of compatible banks.

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/6/62/Add-Money-to-PayPal-Step-3-Version-3.jpg/v4-728px-Add-Money- to-PayPal-Step-3-Version-3.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/6/62/Add-Money-to-PayPal-Step-3- Version-3.jpg/v4-728px-Add-Money-to-PayPal-Step-3-Version-3.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight” :551,”licensing”:”<div class=”mw-parser-output”></div>”}

Link to the bank account you want. If your bank is listed on the screen, click on its icon. Enter your online banking account username and password in the respective field, then click on “Link Bank Instantly”. Your bank account will be instantly verified.

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/3/3d/Add-Money-to-PayPal-Step-4-Version-3.jpg/v4-728px-Add-Money- to-PayPal-Step-4-Version-3.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/3/3d/Add-Money-to-PayPal-Step-4- Version-3.jpg/v4-728px-Add-Money-to-PayPal-Step-4-Version-3.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight” :551,”licensing”:”<div class=”mw-parser-output”></div>”}

Link another account. If the bank you use is not on the priority list, click on “I have a different bank” to enter the account information manually.

Select the account type, enter the Routing number (or Swift code) and the account number. Click on “Agree and Link”.

Confirm linked account after few days. After a few days, PayPal will deposit two small amounts back into your account. You need to confirm those two with PayPal to verify the account. When you see the money being sent to your bank account, log in to PayPal and click on “Wallet”. Click “Confirm” next to the newly added account and complete the process by entering the amount that has just been sent.

You only have to do this if you cannot select one of the preferred banks.

Using PayPal Cash

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/9/9c/Add-Money-to-PayPal-Step-7-Version-3.jpg/v4-728px-Add-Money- to-PayPal-Step-7-Version-3.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/9/9c/Add-Money-to-PayPal-Step-7- Version-3.jpg/v4-728px-Add-Money-to-PayPal-Step-7-Version-3.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight” :551,”licensing”:”<div class=”mw-parser-output”></div>”}

Use PayPal Cash to transfer money to your account without linking your bank account or debit card. ^{[2] X PayPal Cash Research Resources} allows you to use PayPal without having to depend on a bank account or credit card. You can transfer money to your PayPal balance directly at your local bank counters throughout the United States. PayPal Cash replaces the discontinued MoneyPak service in 2015.

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/d/da/Add-Money-to-PayPal-Step-8-Version-3.jpg/v4-728px-Add-Money- to-PayPal-Step-8-Version-3.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/d/da/Add-Money-to-PayPal-Step-8- Version-3.jpg/v4-728px-Add-Money-to-PayPal-Step-8-Version-3.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight” :551,”licensing”:”<div class=”mw-parser-output”></div>”}

Find location. Click on “Add Money” on the left side of the screen, then select “Add money at a store”. A list of merchants with PayPal Cash (such as Rite-Aid and CVS) where you live will appear on the screen. Select your desired transaction point and click on “Get Started”.

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/e/e2/Add-Money-to-PayPal-Step-9.jpg/v4-728px-Add-Money-to-PayPal- Step-9.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/e/e2/Add-Money-to-PayPal-Step-9.jpg/v4-728px-Add- Money-to-PayPal-Step-9.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight”:551,”licensing”:”<div class=”mw-parser -output”></div>”}

Choose how to receive the PayPal Cash barcode. To use PayPal Cash, you need to generate a barcode online and then bring it to the staff at the counter, who will use this code to transfer money to your account. Enter your email address or mobile phone number for PayPal to send you the code, or select “Print” to print the code.

This barcode is valid for 48 hours and can only be used once. If you do not arrive at the counter within 48 hours, you must generate another barcode.
You can only use this barcode to transfer money to your PayPal account.

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/a/a6/Add-Money-to-PayPal-Step-10.jpg/v4-728px-Add-Money-to-PayPal- Step-10.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/a/a6/Add-Money-to-PayPal-Step-10.jpg/v4-728px-Add- Money-to-PayPal-Step-10.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight”:551,”licensing”:”<div class=”mw-parser -output”></div>”}

Take the code and coins to your local teller. Go to the counter and give the bar code to the staff. Inform the amount you want to transfer to your PayPal account.

Service fee is $3.95 (about 100,000 VND). The teller will scan this code to transfer money to your PayPal account.
You can transfer from $20 (~400,000 VND) to $500 (over 10 million VND) at a time with PayPal Cash, up to $4000 per month (over 800 million VND).
Money will be transferred to your PayPal account immediately. You will receive an email asking to confirm receipt of the funds.

Add a Prepaid Card to PayPal Wallet

Register a prepaid card with the issuer. You need to register a billing address with your card issuer before using it on PayPal. Visit the website or call the number on the back of the card and follow the instructions to register a billing address.

Sign in to PayPal Wallet. You can add most prepaid cards to your PayPal wallet for easy payment after PayPal acceptance. It will not import the balance from the prepaid card into your account but you are allowed to choose the card at checkout.

Go to paypal.com/myaccount/wallet and login to your PayPal account.
You cannot use a prepaid card without the Visa, MasterCard, American Express, or Discover logo.

Click the “Link a card” button in the “Credit and debit cards” section. This is the first step in the process of adding a new tag.

Select the “Prepaid” item. In this section you can add a prepaid card to your PayPal account.

Enter prepaid card information. Enter the card number, expiration date and security code. Be sure to enter the correct billing address that you registered with the card issuer. You can select “Add new billing address” if you want to enter a new address.

Select prepaid card during checkout. After adding the card, you can choose this card for PayPal payment.

You cannot separate the amount in the prepaid card and the PayPal balance. If the payment fails, there is a good chance that there is not enough money in the card to pay the full balance. Or maybe your billing address is incorrect.

Transfer money between PayPal Accounts

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/8/83/Add-Money-to-PayPal-Step-11.jpg/v4-728px-Add-Money-to-PayPal- Step-11.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/8/83/Add-Money-to-PayPal-Step-11.jpg/v4-728px-Add- Money-to-PayPal-Step-11.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight”:551,”licensing”:”<div class=”mw-parser -output”></div>”}

Ready to transfer money with PayPal. ^{[3] X Research Source} The process of transferring money to someone else’s account is not too complicated. Maybe you need to transfer money to help a friend financially, contribute to a project, or buy a product/service from someone else.

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/4/49/Add-Money-to-PayPal-Step-12.jpg/v4-728px-Add-Money-to-PayPal- Step-12.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/4/49/Add-Money-to-PayPal-Step-12.jpg/v4-728px-Add- Money-to-PayPal-Step-12.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight”:551,”licensing”:”<div class=”mw-parser -output”></div>”}

Link your bank account to PayPal if you haven’t already. Before you can transfer money through your bank account, you need to link and confirm your account with PayPal. If you haven’t already, follow the steps outlined in the previous section to verify your account.

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/2/2b/Add-Money-to-PayPal-Step-13.jpg/v4-728px-Add-Money-to-PayPal- Step-13.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/2/2b/Add-Money-to-PayPal-Step-13.jpg/v4-728px-Add- Money-to-PayPal-Step-13.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight”:551,”licensing”:”<div class=”mw-parser -output”></div>”}

Send money. Log in to your PayPal account and click “Send & Request”. To pay for your purchases, click on “Pay for goods and services”. To send money to another PayPal account, click on “Send money to friends and family”.

Enter the email address or phone number of the account you want to transfer money, select “Next”.
Enter the amount you want to send, select “Continue” to verify.
The funds will be processed within a few days, depending on whether the recipient’s account is on hold or restricted.

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/8/8b/Add-Money-to-PayPal-Step-14.jpg/v4-728px-Add-Money-to-PayPal- Step-14.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/8/8b/Add-Money-to-PayPal-Step-14.jpg/v4-728px-Add- Money-to-PayPal-Step-14.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight”:551,”licensing”:”<div class=”mw-parser -output”></div>”}

Send a payment request to someone else. If you haven’t been paid for the item or service, you can submit a payment request via PayPal. You can use this function when you set up a fund and want to send a request to your friends and relatives.

Click on “Send & Request”, then select “Request Money”.
Enter the recipient’s email address and the requested amount. The recipient will receive a letter informing you that you want them to pay, with instructions on how to use PayPal.

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/9/92/Add-Money-to-PayPal-Step-15.jpg/v4-728px-Add-Money-to-PayPal- Step-15.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/9/92/Add-Money-to-PayPal-Step-15.jpg/v4-728px-Add- Money-to-PayPal-Step-15.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight”:551,”licensing”:”<div class=”mw-parser -output”></div>”}

Get money. When someone else pays you through PayPal, you will receive an email from PayPal.

To transfer money from your PayPal balance to your linked bank account, click on the “PayPal” balance on the left side of the screen and select “Transfer to your bank”. Enter the amount you want to transfer and select the bank in the list, press “Continue”.
To receive the check, you also go to “Transfer to your bank”, then click on the link at the bottom of the screen “Request a check by mail instead” screen. Enter the amount, address and press “Continue” to confirm. Note that PayPal charges a fee of $1.50 (VND30,000) per check. ^{[4] X Research Sources}

Learn PayPal

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/8/8f/Add-Money-to-PayPal-Step-16.jpg/v4-728px-Add-Money-to-PayPal- Step-16.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/8/8f/Add-Money-to-PayPal-Step-16.jpg/v4-728px-Add- Money-to-PayPal-Step-16.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight”:551,”licensing”:”<div class=”mw-parser -output”></div>”}

Understand why you want money in your PayPal account. ^{[5] X PayPal Research Source} that allows you to receive and send money online. You can use PayPal to settle complaints directly. Link to a debit or credit card to use your PayPal balance when shopping in real life.

For online payments, you can use PayPal instead of a credit card if linked to a bank account. This method is more secure because the seller only knows your PayPal account number and no more information about your bank account or credit card.
Depending on individual needs, PayPal may freeze your account or limit the amount you withdraw each month. Make sure to follow PayPal’s policies and upgrade your account to Premium (premium) or Business (business) if you do a lot of transactions on PayPal.

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/a/a5/Add-Money-to-PayPal-Step-17.jpg/v4-728px-Add-Money-to-PayPal- Step-17.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/a/a5/Add-Money-to-PayPal-Step-17.jpg/v4-728px-Add- Money-to-PayPal-Step-17.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight”:551,”licensing”:”<div class=”mw-parser -output”></div>”}

Consider linking a credit or debit card to PayPal. Linking a credit or debit card to PayPal makes it easier to send and receive money via PayPal because you don’t need to provide card information with each online merchant. To link your card to your account, open your PayPal wallet and click on “Link a card”. Enter the card information and then select “Save”.

{“smallUrl”:”https://www.wikihow.com/images_en/thumb/b/b1/Add-Money-to-PayPal-Step-18.jpg/v4-728px-Add-Money-to-PayPal- Step-18.jpg”,”bigUrl”:”https://www.wikihow.com/images/thumb/b/b1/Add-Money-to-PayPal-Step-18.jpg/v4-728px-Add- Money-to-PayPal-Step-18.jpg”,”smallWidth”:460,”smallHeight”:348,”bigWidth”:728,”bigHeight”:551,”licensing”:”<div class=”mw-parser -output”></div>”}

Be safe when using PayPal. ^{[6] X Research Sources} Many people use PayPal primarily for online purchases. Most online transactions are fine, but you can still get scammed when you shop online or have your PayPal account hacked and lose money.

See seller reviews. Most of the sellers are commented by buyers. Before paying, try searching for the seller’s name plus the keyword “review” or “scam”.
Do not reply to unsolicited sellers. This often happens on eBay. If you receive a message about an item you never asked for, do not reply to the message. Reputable sellers don’t tempt buyers, so those messages could be deceptive.
If the shipping time is more than 20 days after payment, this could be a sign of fraud.

Advice

You cannot transfer money to your PayPal account from a linked credit card. You can only use your bank account, debit card or PayPal cash.
MoneyPak is no longer used with PayPal.
Contact PayPal if any suspicious transactions are detected in your account.
PayPal can take up to 3 business days to process a money transfer. PayPal will notify you by email when the funds have been transferred.

Steps