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How to Check a $100 Bill

December 3, 2023 by admin Category: How To

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The U.S. Treasury Department uses a variety of security features to combat counterfeiting. There are nearly nine million dollars in counterfeit money circulating in the US. [1] X Source of Research After every decade, the $100 bill is redesigned, so the features you need to check will depend on the issue date of that note. Dollar bills of the 2009 series and newer contain more safety features. The $100 bill features a portrait of Benjamin Franklin in the front and Independence Hall in the back.

Table of Contents

  • Steps
    • Check out the new banknotes (Series 2009 and later)
    • Checking old banknotes (series before 2009)
    • Report counterfeit money

Steps

Check out the new banknotes (Series 2009 and later)

Image titled Check if a 100 Dplar Bill Is Real Step 10

Image titled Check if a 100 Dplar Bill Is Real Step 10

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Observe the serial number. The serial number must correspond to the serial number of the year of issue. The serial number appears in the upper left and lower right corners of the bill. If the serial number does not correspond to the year of issue, it is a counterfeit.

  • If the note is from the 2009 series, the serial number must begin with the letter J.
  • If the note is in the 2009A series, the serial number must begin with the letter L. [2] X Research Source
Image titled Check if a 100 Dplar Bill Is Real Step 11

Image titled Check if a 100 Dplar Bill Is Real Step 11

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Touch Franklin’s shoulder. The new $100 bill uses Ben Franklin’s shoulder embossing technique. Touch your finger along this position, you will feel the roughness. [3] X Research Sources
Image titled Check if a 100 Dplar Bill Is Real Step 12

Image titled Check if a 100 Dplar Bill Is Real Step 12

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Check the ink for color change. There is a large copper ink tank to the left of the bill’s serial number. Inside the ink tank there is a bell, which changes from copper to green when you look at the bill from different angles. [4] X Research Sources

  • The 100 next to the ink tank will also change color like some older $100 bills.
Image titled Check if a 100 Dplar Bill Is Real Step 13

Image titled Check if a 100 Dplar Bill Is Real Step 13

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Hold the bill up to the light. There is a thread attached to the note, running along the left side of Franklin’s portrait. The word “USA” and the number 100 are alternately printed on the thread, visible from both sides of the bill.

  • If you hold the bill up to ultraviolet light, the thread emits a pink glow. [5] X Research Sources
  • You can buy a UV light to distinguish counterfeit money, which is a useful tool if your job often comes in contact with cash. People usually buy the AccuBanker D63 Compact lamp for about $50. [6] X Research Sources
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Image titled Check if a 100 Dplar Bill Is Real Step 14

Image titled Check if a 100 Dplar Bill Is Real Step 14

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Check the blue safety ribbon. Just to the right of Franklin’s portrait is a blue safety ribbon. This ribbon is 3D printed. You move the bill back and forth and check to see if the number 100 and the tiny bells move back and forth. [7] X Research Sources

  • The ribbon is woven into the paper instead of glued on. So if you can peel off this ribbon, it’s fake.
Image titled Check if a 100 Dplar Bill Is Real Step 15

Image titled Check if a 100 Dplar Bill Is Real Step 15

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Find blurred portrait photos. Hold the bill up to the light and look for a blurred photograph of Benjamin Franklin in the white oval to the right. You can see a blurred portrait from both sides of the bill. [8] X Research Sources
Image titled Check if a 100 Dplar Bill Is Real Step 16

Image titled Check if a 100 Dplar Bill Is Real Step 16

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Use a magnifying glass to find microprints. Check around the collar of Franklin’s coat and you’ll see “The United States of America” printed in very small print. [9] X Research Source

  • You will also see “USA 100” printed around the white space containing the portrait. [10] X Research Source
  • The word “USA 100” also appears around the quill to the right of Franklin.

Checking old banknotes (series before 2009)

Image titled Check if a 100 Dplar Bill Is Real Step 8

Image titled Check if a 100 Dplar Bill Is Real Step 8

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Check date. The latest $100 bill belongs to the “2009 Series” and has many different safety features. Older notes are being removed from circulation to prevent counterfeiting. [11] X Research Source However, old bills still have legal value, so if you receive one, don’t assume it’s fake. Check the issue date on the note.

  • The regular $100 bill has been in circulation for 7 years now. As a result, most of the older notes have now been removed from circulation. But perhaps you have a few sheets left at home and can check the features on them.
Image titled Check if a 100 Dplar Bill Is Real Step 9

Image titled Check if a 100 Dplar Bill Is Real Step 9

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Touch the money. US Dollars feel different to the touch. They are printed on cotton and linen fabrics, not paper. The ink on the money is also slightly raised, which is a feature of printing technology. [12] X Research Source If your job requires contact with cash, then you should get used to what it feels like to touch real money.

  • However, the palpation method does not guarantee absolute accuracy. Professional counterfeiters will erase real money and overprint it.
  • Fraudsters have a hard time making embossed ink, so the palpation method is suitable for initial inspection.
Image titled Check if a 100 Dplar Bill Is Real Step 10

Image titled Check if a 100 Dplar Bill Is Real Step 10

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Find a safe thread. A $100 bill printed after 1990 must have a safety thread on the left side and should only be visible when you hold it up in front of a light source. The letters “USA” and “100” are printed alternately on that thread. If you hold the bill in front of ultraviolet light, the thread will emit a pink light. [13] X Research Source
Image titled Check if a 100 Dplar Bill Is Real Step 11

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Image titled Check if a 100 Dplar Bill Is Real Step 11

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Check out the microprinting technique. Old banknotes use microprinting as a safety feature. Use the magnifying glass to examine the small characters that appear in different places depending on the year the note was issued.

  • For example, from $100 issued between 1990-1996, “The United States of America” will appear on the outer edge of the portrait oval. [14] X Research Source
  • Notes issued between 1996-2013 have the word “USA100” appearing within the number 100 in the lower left corner. You’ll also see the words “The United States of America” on Franklin’s left lapel. [15] X Research Source
Image titled Check if a 100 Dplar Bill Is Real Step 12

Image titled Check if a 100 Dplar Bill Is Real Step 12

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Look for ink that changes color. The $100 bill issued between 1996-2013 uses color-changing ink. Hold the bill tilted to the light and look at the bottom right corner. The number 100 must change from green to black. [16] X Research Source
Image titled Check if a 100 Dplar Bill Is Real Step 13

Image titled Check if a 100 Dplar Bill Is Real Step 13

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Find blurred portrait photos. Banknotes printed after 1996 have a blurred portrait of Benjamin Franklin in the space to the left. This photo should be very blurry but visible from the sides. [17] X Research Source
Image titled Check if a 100 Dplar Bill Is Real Step 14

Image titled Check if a 100 Dplar Bill Is Real Step 14

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Notice the blurred lines. Real money will have clear and sharp lines, elements that are difficult to counterfeit. If you see blurry text or print, it’s probably a fake. [18] X Research Sources
Image titled Check if a 100 Dplar Bill Is Real Step 15

Image titled Check if a 100 Dplar Bill Is Real Step 15

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Use a counterfeit money detector pen. This pen is on sale on Amazon for $5. It looks for common chemicals used on counterfeit money. However, crooks are getting smarter and no longer use those chemicals, so this type of pen can make mistakes. [19] X Research Source

  • You can buy a counterfeit money detector pen with UV light mounted on the pen cap for less than $10.
Image titled Check if a 100 Dplar Bill Is Real Step 16

Image titled Check if a 100 Dplar Bill Is Real Step 16

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Compare with another banknote. $100 bills printed before 1990 have no special security features. So the best way to check is to compare with another $100 bill. [20] X Research Source You may have to check with your bank to see if the bill is real.

  • You can also go to the US Currency website to see images of older $100 bills.

Report counterfeit money

Image titled Check if a 100 Dplar Bill Is Real Step 17

Image titled Check if a 100 Dplar Bill Is Real Step 17

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Keep the counterfeit bill. If you believe it is counterfeit, do not return it to the person giving the money. [21] X Research Sources Instead, you must try to keep them. Call the manager and tell the giver your manager wants to see the bill.
Image titled Check if a 100 Dplar Bill Is Real Step 18

Image titled Check if a 100 Dplar Bill Is Real Step 18

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Record details. In the meantime, you need to jot down important information about the giver. Record your age, height, hair color, eye color, weight, and other personal characteristics. [22] X Research Source

  • If they come to you by car, try to write down their license plate number. [23] X Research Sources
  • Remember that the person who gave you counterfeit money may not be a fraud, so don’t assume you have to arrest or do anything with them. Maybe they are completely innocent.
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Image titled Check if a 100 Dplar Bill Is Real Step 19

Image titled Check if a 100 Dplar Bill Is Real Step 19

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Initialize the bill. You should initial and date the white border around the bill. [24] X Research Source
Image titled Check if a 100 Dplar Bill Is Real Step 20

Image titled Check if a 100 Dplar Bill Is Real Step 20

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Limit manipulation with that bill. You will have to hand it over to the police, and they may have to fingerprint the bill. For this reason you should avoid touching it as much as possible. Put the bill in the envelope and clip it to the notebook. [25] X Research Sources

  • Remember not to store it with other bills. Instead, you must mark the envelope as “fake money” so it can be found quickly.
Image titled Check if a 100 Dplar Bill Is Real Step 21

Image titled Check if a 100 Dplar Bill Is Real Step 21

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Call the police. You can find police numbers in the phone book. Let them know you have a fake $100 bill and give them your address. They will guide you on what to do next. Generally, the police will contact the Secret Service to investigate. [26] X Research Sources

  • You can also call the Secret Service directly if you want. Information about the local Secret Service office is available at: https://www.secretservice.gov/contact/field-offices/. Enter your zip code.
  • Image titled Check if a 100 Dplar Bill Is Real Step 22

    Image titled Check if a 100 Dplar Bill Is Real Step 22

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    Handing over fake banknotes. Only hand the bill to an unidentified police officer or Secret Service agent. If you hand over counterfeit money to the Secret Service, you will need to complete a Counterfeit Money Report for each note. [27] X Research Source
  • X

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    This article has been viewed 94,330 times.

    The U.S. Treasury Department uses a variety of security features to combat counterfeiting. There are nearly nine million dollars in counterfeit money circulating in the US. [1] X Source of Research After every decade, the $100 bill is redesigned, so the features you need to check will depend on the issue date of that note. Dollar bills of the 2009 series and newer contain more safety features. The $100 bill features a portrait of Benjamin Franklin in the front and Independence Hall in the back.

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