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You can find a lot of goods on Amazon, but it’s not easy to buy without a credit or debit card. Fortunately, there are many ways you can buy on Amazon if you don’t have an international payment card. Gift cards and prepaid credit cards are available at most convenience stores or department stores in the US, and if you have a checking account, you can pay directly from this balance.
Steps
Use gift cards
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Buy Amazon gift cards. You can find Amazon gift cards from most retailers that offer gift cards, such as supermarkets or convenience stores. You can buy these cards with cash.
- You may also receive gift card benefits from others. They can choose to automatically debit your Amazon gift card account, which you can then spend on Amazon. Visit amazon.com/allowance to set up.
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Sign in to Amazon. You need to create an Amazon account if you don’t have one. To create an account, enter your name and email address.
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Open the Account page. You can find it by hovering over your name in the upper right corner and selecting “Your Account”.
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Click the “Apply a Gift Card to Your Account” link. This option is located in the “Amazon Wallet” section of the account page.
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Enter the code on the back of the gift card. This code consists of 14 or 15 alphanumeric characters. You may need to lightly scratch the coating on the plastic gift card. With online gift cards, the code will be in the email sent to you. [1] X Research Source
- Click the “Check” button to check that the code and balance on the card have been entered correctly.
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Click “Apply to your balance”. The gift card value will be applied to your Amazon account balance, which will be the default payment method when you make a purchase.
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Add products to cart and go to checkout. Now that you’ve applied the gift card, you can purchase one or more products as you like. You can also pay for shipping with a gift card, as long as the account balance is sufficient to pay.
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Enter the shipping address (for physical goods). You need to enter your shipping address to continue with the payment process. This information may not be necessary if you are purchasing a digital item.
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Make sure that the gift card balance is selected as the payment method. You can also enter an additional code on this screen to add the card to your balance.
- If you’re asked to enter a billing address for a gift card, you’ll need to enter a shipping address there.
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Complete the order. Complete the order and wait for the process to go through. As long as you have enough Amazon gift card balance to cover the product and shipping, the purchase should be processed and delivered without issue.
Use a checking account (US only)
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Sign in to the Amazon website. If you have a checking account in the US, you can link it to Amazon and deduct your purchases directly from your bank balance. You need to create an Amazon account if you don’t have one.
- You cannot use a business account, a business account, or a savings account. [2] X Research Source
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Open the “Your Account” page. Hover your mouse pointer over your name in the upper-right corner of the Amazon homepage and select “Your Account”.
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Click the “Manage Payment Options” link. This link is in the “Amazon Wallet” section of the account page.
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Click “Add checking account”. A form will appear.
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Enter payment account information. Look through one of the checks to find your bank routing number and account number. The bank routing number is used to identify the bank.
- The bank routing number consists of 9 characters, located at the bottom left of the check.
- The account number is to the right of the bank routing number. Make sure you don’t include the test number on the right.
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Enter your ID number or driver’s license. This step is required for bank account payments to identify you.
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Click “Continue” to submit the form. Amazon will confirm that you entered the correct bank routing number, then the payment method will be added to your account.
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Buy on Amazon with a bank account. Once you’ve linked your bank account to your Amazon account, you’ll be able to choose that as a payment method when making purchases.
Use a prepaid card
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Register your prepaid card with your issuing bank. To use a prepaid credit card for online purchases, you need to register with your card issuer. This allows you to set up a billing address for the card, which is information Amazon requires. [3] X Research Sources
- You can call the number printed on the back of the card to register by phone, or visit the issuing bank’s website and apply online. You must enter a valid address when applying for a card. [4] X Research Sources
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Sign in to Amazon. Once the card is registered, you will be able to use it for online purchases. Sign in to Amazon to add a card to your account as a payment method.
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Hover your mouse pointer over your name on the Amazon homepage and select “Your Account.” Your Amazon account page will open.
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Select “Add a Credit or Debit Card”. This option is in the “Payment Methods” column of the “Amazon Wallet” section.
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Enter your name and prepaid card number. You must enter the correct name previously registered with the prepaid card or the name printed on the card itself. Not all prepaid cards print the subscriber’s name.
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Enter the exact billing address as you registered. Enter the billing address you used when you applied for the card. This address needs to be identical, or the card will be rejected.
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Create an order with the newly added prepaid card. You can now complete your purchase and choose your prepaid card as your payment method. You need to make sure that the card balance is sufficient to cover the amount of the item and the shipping fee.
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Check the billing address if the card was declined. If your prepaid card was declined on completion of the transaction, it is likely that your billing information did not match the registered address. Check the billing address you entered on Amazon with your prepaid card registration information for errors.
X
This article is co-authored by a team of editors and trained researchers who confirm the accuracy and completeness of the article.
The wikiHow Content Management team carefully monitors the work of editors to ensure that every article is up to a high standard of quality.
This article has been viewed 2,298 times.
You can find a lot of goods on Amazon, but it’s not easy to buy without a credit or debit card. Fortunately, there are many ways you can buy on Amazon if you don’t have an international payment card. Gift cards and prepaid credit cards are available at most convenience stores or department stores in the US, and if you have a checking account, you can pay directly from this balance.
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