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The Electronic Benefit Transfer (EBT) Card is used by people in the state of California to access their financial aid, such as SNAP benefits.
After the funds have been transferred into the account, this works much like a debit card or credit card and comes with the added benefits of being usable for transactions.
These benefits are typically distributed at the beginning of the month. However, the precise date will vary based on each claimant’s case number. They are paid out via the EBT Card along with other food and cash aid benefits.
Can you use an EBT card for any kind of purchase?
The balance on the card is treated as cash, but it is programmed so that you can only use it to purchase approved items.
However, certain businesses are prohibited by state law from taking EBT cards. This includes bars, casinos, jewelry stores, manicurists, and other establishments.
At which ATMs can you withdraw money from your EBT card for free?
The EBT card can be used to get your cash benefits wherever you find the NYCE logo at bank ATMs. It can be also used to make purchases anywhere you see the QUEST logo.
It has to be noted that for merely using an ATM, some banks impose additional fees. However, you won’t be charged any fee if you withdraw money from an ATM that belongs to Bank of America, Citizens Bank or Sovereign Bank.
“You are allowed to make four cash withdrawals each month from an ATM or POS without a transaction fee,” the California Health and Human Services Agency Department of Social Services indicates.
“After four cash withdrawals, you will be charged an 80-cent transaction fee taken from your account for each additional withdrawal at an ATM. Purchases and purchases with cash back do not count as part of the four cash withdrawals.
“You will never be charged a transaction fee for using your card at a POS. At an ATM, you will be charged 25 cents if you check your balance.”
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