Can You Use PayPal On Amazon? (Updated 2023)

Since PayPal is another convenient method of payment, you may wonder if Amazon accepts it as a method of payment.

Here’s what you need to know about whether Amazon accepts PayPal or not.

Can You Use PayPal On Amazon?

No, you cannot use PayPal on Amazon.

Amazon doesn’t currently support PayPal payments.

Instead, it accepts major credit cards and Amazon gift cards as the primary methods for payment.

That said, there are two ways that you can use PayPal to make purchases on Amazon.

1. Buy Gift Cards With PayPal

One way that you can buy items on Amazon is to do so through a gift card.

You can use your PayPal account to buy an Amazon gift card at any retailer that accepts PayPal.

Even some brick-and-mortar stores accept PayPal as a method of payment.

Since retail stores often have gift cards available, including Amazon gift cards, you can buy them at the store with PayPal.

There are also several places online where you can buy gift cards with PayPal.

The key thing to remember is to buy the correct gift card for the item that you want to buy on Amazon.

For example, if you want to buy a video game on Amazon, then in most cases, a gift card for $20 isn’t going to cover it.

You’ll be out of luck since you can’t use PayPal to cover the rest of the cost.

You’ll need to use PayPal to buy a gift card that’s $50 or more.

You’ll also want to remember sales prices and shipping costs.

Those will cut into the gift card balance, too.

Once you buy your gift card with PayPal, you can then use the gift card to buy stuff on Amazon.

In this way, you’re still using PayPal to buy things on Amazon.

2. PayPal Cash Card

The other way that you can use PayPal to buy items on Amazon is with a PayPal Cash Card.

A PayPal Cash Card is basically a debit card that PayPal sends you.

It’s linked to your PayPal account, so you need to have funds in your account to make it work.

The reason that a PayPal Cash Card works with Amazon is that it’s MasterCard.

MasterCard is a major credit card that’s accepted practically everywhere including Amazon.

It works just like a normal debit card, too.

You simply enter the information that’s on the card into your Amazon payment method.

Then when you check out, you select the card.

The card will pull the funds from your PayPal account and process.

As long as you have the correct amount of money in your PayPal account, then it should go through without a problem.

The PayPal Cash Card allows you to use PayPal to pay for almost anything because MasterCard is accepted almost anywhere.

It’s free to get the PayPal Cash Card, too.

You only need a PayPal account to get one.

Since it’s a debit card and not a credit card, it doesn’t require a credit check either.

To get one, you simply find the PayPal Cash Card option on your PayPal account, then sign up for it.

You only need to confirm your address and a few other details.

It takes about 10 days for your PayPal Cash Card to arrive in your mailbox.

Once it arrives, you can use it to buy anything from Amazon or anywhere else that accepts MasterCard.

With the PayPal Cash Card, you’re able to buy items off of Amazon.

Does Amazon Accept PayPal Credit?

Although Amazon doesn’t accept traditional PayPal payments, you may wonder if they accept PayPal Credit.

No, Amazon does not accept PayPal Credit.

PayPal Credit is similar to the PayPal Cash Card except that it’s a credit card.

It’s also a card that isn’t linked to any other credit card company.

It comes from PayPal, itself.

Because of this, Amazon doesn’t accept it.

PayPal Credit is PayPal’s version of a credit card.

Holders are able to use the card to make purchases on credit.

They then pay off the amount later through their PayPal account.

Should You Use The PayPal Cash Card To Buy From Amazon?

Even if you have a PayPal Cash Card, you may wonder if it’s worth using it on Amazon.

While the PayPal Cash Card can be useful and convenient, it lacks something that other cards can offer.

The PayPal Cash Card doesn’t offer rewards.

As such, you could be missing out on earning reward points that can get you free items or discounts.

Because of that, it isn’t the best debit card out there.

Few debit cards do offer rewards since it’s only a useful way to use your money in your bank account to make purchases.

If you want to get rewards when shopping at Amazon, then you need to sign up for a credit card with a rewards program.

Some credit cards offer things like cashback bonuses.

This means you earn a certain amount back with every purchase that you make.

As long as you make your payments on time and don’t use a card that has an annual fee, you could end up making a bit of money by using the card.

While the PayPal Cash Card is useful for convenient shopping, you end up missing out on rewards and discounts by not using other credit cards.

What Are The Benefits Of Using The PayPal Cash Card On Amazon?

Although you’ll miss out on rewards by using the PayPal Cash Card on Amazon and other online purchases, there are still some benefits that you can experience.

Here are some benefits of using the PayPal Cash Card on Amazon.

1. Easy Budgeting

One of the best reasons to use the PayPal Cash Card is that it lets you budget a lot easier.

Since the Cash Card ties to your PayPal account, it doesn’t let you make purchases if there aren’t enough funds.

This is helpful because it can keep you from overspending.

You may think twice about a purchase if PayPal informs you that you don’t have the funds to complete the order.

This, in turn, helps you stay on track with your budget.

While adding money to your PayPal account is easy, it does take a bit more time.

That time gives you enough opportunities to rethink your purchase.

PayPal Cash Card is advantageous on Amazon because it helps you stick to your budget.

2. Fewer Cards

If you’re someone with a lot of cards in their wallet, then you know how annoying it can be.

After a while, those cards start to look the same.

You may no longer be sure which ones are active or which ones still have money on them.

Using the PayPal Cash Card for Amazon purchases is beneficial because it can take the place of many of your cards.

Amazon accepts major credit cards, including MasterCard.

Since the PayPal Cash Card is a MasterCard, it can take the place of your existing MasterCards.

This allows you to cut down on the number of cards that you have in your wallet and rely on your PayPal card instead.

With fewer cards, it also means you have fewer payment methods to filter through on Amazon.

You can save a bit of time and a lot of frustration by simply using your PayPal Cash Card.

3. Adding Money Is Easy

A problem you may face when shopping on Amazon is that one of your cards has some money on it but not enough to cover the cost of the order.

In most cases, you’re out of luck.

With the PayPal Cash Card, however, it’s easy to add money to your debit card.

Since PayPal connects to credit cards and banks, you only need to pull funds from one of these other sources to load up your Cash Card.

Keep in mind that PayPal does charge a fee if you’re pulling funds from a credit card.

If you’re pulling funds from your bank, however, then it’s free.

PayPal doesn’t limit how many banks you connect to it either.

While one bank may be low on funds, you can always pull from another.

If both are low but you have a credit card connected, then you can always take the money from the credit card to fill the account.

This means you have more opportunities to fill your card and cover the purchase with the PayPal Cash Card than you do with a standard debit card.

The PayPal Cash Card is beneficial for Amazon purchases because you can easily access funds from several different sources to cover a purchase.

Can You Use PayPal Key On Amazon?

PayPal Key is a new method of payment that PayPal is offering.

The problem with PayPal Key is that not everyone has access to it yet.

PayPal is still testing and performing analytics on it.

As such, it’s only available for a few PayPal users.

That said, if you do have access to PayPal Key, then you may wonder if you can use it to make purchases on Amazon.

PayPal Key is a virtual credit card.

It’s linked to MasterCard, so it’s basically accepted anywhere MasterCard is.

The interesting aspect of PayPal Key is that it links its funds to a payment method you have with your account.

That means you can connect your bank, credit card, or debit card to the card.

It pulls those funds out when making a purchase.

It is also a unique credit card—or debit card if linked to your bank or debit card.

Since it’s a virtual credit card, you’re able to use it to buy items on Amazon.

How Does PayPal Key Work On Amazon?

PayPal Key is a virtual credit card.

When you sign up for it, you’re given a virtual credit card.

The card has a unique number, expiration date, and security code.

You type this information in like you would any payment method on Amazon.

When you’re ready to check out on Amazon, you can click on the virtual card within your payment method options.

The order completes as usual.

The difference between PayPal Key and PayPal Cash Card is that the Cash Card is a physical card.

PayPal Key is a virtual card.

You’ll never receive a physical copy of the card.

All the information you need for the card is on PayPal.

This is advantageous because it makes your online purchases safer.

Using debit cards for online purchases is risky.

If a scammer gets a hold of the information, then they can get direct access to your bank funds.

That’s why PayPal Key is safer.

It’s one more wall of security that scammers will have to break through to get a hold of your private information.

PayPal also invests heavily in its security.

Since it’s a digital wallet, it has to be safe.

Otherwise, it would lose its customers.

PayPal Key is easy to use on Amazon because it functions like any other credit or debit card.

What Are The Benefits Of Using PayPal Key?

If you don’t have access to PayPal Key yet, then you may wonder if it’s worth setting up.

Here are some benefits of using PayPal Key.

1. No Risk Of Losing The Card

PayPal Key is a virtual card, so there’s never any risk of losing the card.

Everyone knows the terror and frustration of being unable to find your credit or debit card.

It can put your entire life on hold, especially if you have bills linked to a specific card.

You may not know if the card is simply gone or if someone stole it.

There’s also a chance that you left it somewhere and someone picked it up.

When you lose a physical card, you have to cancel it, then order a new one.

Not only can it take time for your new card to arrive, but you then have to change all your billing preferences to the new card.

That’s even more time wasted.

With PayPal Key, you never have to worry about losing it.

It stores all the information you need on your PayPal account.

It also means that you don’t have to wait weeks for a new card to arrive.

PayPal is able to get you a new card immediately.

That allows you to quickly switch your bills and other payment methods over to the new card with ease.

PayPal Key is beneficial because you never have to worry about losing your card again.

2. Change Funding Sources

PayPal Key also makes it easy to switch the backend source for your card’s funds.

If you know one of your credit cards has expired, then you can easily choose another method of payment for your virtual card.

All it takes is a quick log-in to your account and a switch.

After that, you’re able to keep making purchases.

This is ideal if you have a few different credit cards which are ideal to use in certain situations.

For example, if you have a card that gives you travel rewards whenever you pay for gas, then you might want to switch your PayPal Key to that card when you fuel up.

However, you may have another card that gives you cash back when you shop at certain stores.

You may want to switch to that card before shopping there.

It’s even possible that one of your debit cards no longer works, so you may need to switch to your bank.

Whatever the case may be, PayPal Key makes it easy to switch between the different payment methods you have on your PayPal account.

This gives you tons of flexibility in your spending and ensures that you’re not missing out on any reward points.

PayPal Key is beneficial because you can easily switch between different payment methods.

3. Transactions Covered By PayPal Purchase Protection

Finally, PayPal extends its Purchase Protection to PayPal Key purchases.

This means that if you buy something with PayPal Key and that item arrives either damaged, incorrect, or never shows up at all, then PayPal will reimburse you.

There are a few exceptions to the plan, but in most cases, you can be sure that you’ll receive money back if an item isn’t what you ordered.

PayPal Key is beneficial because it’s part of PayPal’s Purchase Protection program.

NEXT: Does Staples Have A Notary? (Updated 2023)