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PayPal is a popular online payment system that allows you to shop online without having to re-enter your information for each transaction. You can easily create a start-up PayPal account in just a few minutes.
Steps
Create Account
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Visit the PayPal page or open the PayPal app. You can create an account from the PayPal homepage or the app. The PayPal app is free to download from the app store available on the device. The account creation process is usually the same on both the website and the app. [1] X Research Source
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Click “Sign Up for Free” or tap “Sign Up” to begin the account creation process.
- Business accounts have two options with different service and utility fees. Standard accounts are usually free, but customers must pay according to the PayPal process. The premium account (Pro) charges $30 per month, but you have complete control over the payment process.
- The free standard business account is similar to the old PayPal Premier account. This account is best suited for users who frequently shop on eBay. [2] X Research Source
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Enter your email address and create a password. Remember to create a highly secure password so that no one can access your account information.
- You must enter the email address you are using because you need to use it to verify your account.
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Fill in your personal information in the form. You need to enter your real name, address and phone number. This is all the information needed to create an account.
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Enter credit or debit card information (optional). After entering your personal information, you will be asked to enter your credit or debit card information. You can enter it now or later, but you’ll need this information if you want to verify your PayPal account.
- If you don’t want to enter your card information right now, you can click “I’d rather link my bank first”.
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Enter bank account information (optional). You need to link it to a bank account if you want to receive money and transfer it to the bank account. You don’t need to do this step right away if you don’t want to. Just click “I’ll link my bank later” to skip. You will be asked to confirm that you want to skip this step.
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Sign up for PayPal’s credit service (optional). Before you are redirected to the Summary page, PayPal will ask you about signing up for a credit service. This step is not mandatory, you should read the terms carefully before signing up. If you don’t want to subscribe to this service, you can click “No thanks”.
Account Verification
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Confirm your email address. To receive money with your PayPal account, you need to confirm your email address. You usually receive a confirmation email when you create an account. Click the “Yes, this is my email” button in the email body to confirm the email address.
- If you can’t find the email, try checking the Spam folder or the “Purchas” label in Gmail. You can have PayPal send another email from your account’s Summary page. Click “Confirm Email” to send another email.
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Bank account link. To send money from a bank account or transfer money you receive to your account, you need to link your bank account to PayPal. Click the “Link a bank” option on the Summary page of your PayPal account to get started. Sending money to friends and family from a linked bank account is often more economical than using a credit or debit card.
- If your bank shows up in the available list, you can enter your online banking information to automatically link your accounts.
- If your bank name is not on the list, you will need to enter your account number and routing number. You can find this information on the account information slip provided by your bank. The confirmation step usually takes a day or two. PayPal will make two small deposits into your account, usually no more than $1. You need to enter these two values to confirm you are the account holder. Deposit information can be found on your online statement after 24-48 hours.
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Link credit or debit card. You can use PayPal to manage multiple credit and debit cards, allowing you to pay from the website without having to enter information every time. Click the “Link a card” option on the Summary page to add the card to your PayPal pocket. You need to enter the card number, expiration date and security code. The name on the card must match the real name you entered when creating your account. As such, the card will be linked shortly afterwards.
- You can use this method to add a prepaid gift card from Visa, MasterCard, American Express, or Discover.
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This article is co-authored by a team of editors and trained researchers who confirm the accuracy and completeness of the article.
The wikiHow Content Management team carefully monitors the work of editors to ensure that every article is up to a high standard of quality.
This article has been viewed 6,713 times.
PayPal is a popular online payment system that allows you to shop online without having to re-enter your information for each transaction. You can easily create a start-up PayPal account in just a few minutes.
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