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This article was co-written by Jennifer Mueller, JD. Jennifer Mueller is the legal expert at wikiHow. She received her J.D. from Indiana University’s Maurer School of Law in 2006.
This article has been viewed 5,180 times.
PayPal has a policy to protect anyone paying with this service. If you receive an item that is significantly different from the item described by the seller, or do not receive the item at all after payment, PayPal allows you to open a transaction dispute. When you present a dispute, you can either negotiate directly with the seller to resolve the issue or file a complaint so PayPal can study the situation and find a solution for you.
Steps
File a Dispute
- You can access the link to the Respution Center by clicking the PayPal icon at the top left of the screen. If you scroll to the bottom of the page, a link will appear on the left that says “Respve a problem in our respution center”.
- PayPal will require a different process if you have a business account, not a personal account.
- Click the “Dispute a Transaction” button.
- You will be redirected to a page listing all of your transactions.
- Select the transaction you want to dispute by clicking on the circle to the left of the transaction date and then clicking “continue”.
- If you select “I have a problem with the item I purchased”, you will be redirected to a screen asking you to choose “I didn’t receive my item” or “ I received my item but it is significant not as described” (I received the item but it did not match the description). Click on the circle on the left to best describe your problem and then click “continue”.
- PayPal allows you to dispute a transaction within 180 days of payment. If the transaction is more than 180 days old, you can still report the issue to PayPal. [1] X Research Source www.paypal.com/c2/cgi-bin/webscr?cmd=xpt/CaseManagement/customerservice/EducationBuyerFileDispute
- During the negotiation, PayPal will keep any amount related to the transaction in dispute. [2] X Research Source www.paypal.com/c2/cgi-bin/webscr?cmd=xpt/CaseManagement/customerservice/EducationBuyerFileDispute
- When you open a dispute, PayPal will send the seller an email notification. Usually you will get a reply from the seller within 7 days.
- You have 20 days to agree from the date of opening the dispute. If you do not close or escalate the dispute within that time, PayPal will automatically close your dispute. [3] X Research Source www.paypal.com/us/cgi-bin/webscr?cmd=xpt/CaseManagement/customerservice/EducationResponseReview
- Once the dispute is closed, you won’t be able to reopen it, so make sure you’re satisfied with the solution.
- If you wish to escalate a dispute regarding payment for an item that you have not received, after opening the dispute, you will have to wait 7 days to see if the item has been delivered before being allowed to climb. this dispute. [4] X Research Source www.paypal.com/us/cgi-bin/webscr?cmd=xpt/CaseManagement/customerservice/EducationResponseReview
Escalation of Disputes
- If you have opened a dispute but cannot come to an agreement with the seller, you are allowed to escalate the dispute to a claim.
- During the investigation, PayPal will also ask for information from the seller, such as asking for a delivery receipt or some other evidence that the seller has acted as agreed.
- When PayPal conducts a complaint review, you’ll see an expected resolution date.
Complaints about Abnormal Account Activity
- If PayPal discovers that the activity you reported is indeed problematic, they will refund the transaction amount to your account and treat the complaint as resolved.
- If PayPal needs more information from the parties involved in the transaction to resolve a complaint, PayPal will attempt to contact them and give them 7 days to respond before resolving the complaint. [11] X Research Source www.paypal.com/us/cgi-bin/webscr?cmd=xpt/CaseManagement/customerservice/EducationEnterUnauthorizedDetails
- If PayPal needs more information, you’ll receive a message in the Respution Center. You can also actively log in to the Respution Center to view the status of your complaint at any time. [12] X Research Source www.paypal.com/us/cgi-bin/webscr?cmd=xpt/CaseManagement/customerservice/EducationEnterUnauthorizedDetails
- Usually, PayPal will issue a final decision on complaints about unusual activity within 30 days. [13] X Research Source www.paypal.com/us/cgi-bin/webscr?cmd=xpt/CaseManagement/customerservice/EducationEnterUnauthorizedDetails
Advice
- You can call PayPal and present your dispute in person to a customer service specialist. If you log into your PayPal account and click “contact” at the bottom of the page, you will be redirected to a new page with a “Call Us” section. You are then redirected to a page with a phone number and one-time password for PayPal to authenticate your account. Click the option or talk about the dispute over the phone to try to resolve your issue.
This article was co-written by Jennifer Mueller, JD. Jennifer Mueller is the legal expert at wikiHow. She received her J.D. from Indiana University’s Maurer School of Law in 2006.
This article has been viewed 5,180 times.
PayPal has a policy to protect anyone paying with this service. If you receive an item that is significantly different from the item described by the seller, or do not receive the item at all after payment, PayPal allows you to open a transaction dispute. When you present a dispute, you can negotiate directly with the seller to resolve the issue or file a complaint so PayPal can study the situation and find a solution for you.
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